Customer 360 Management

In the BFSI (Banking, Financial Services, and Insurance) sector, having a comprehensive understanding of each customer is crucial for delivering personalized services and maintaining strong relationships. A 360-degree view of the customer integrates data from various touchpoints to provide a holistic and unified profile of each client.

This approach enables BFSI institutions to tailor their offerings, anticipate customer needs, and engage more effectively. By implementing a robust Customer 360 management system, institutions can enhance customer satisfaction, improve cross-selling and upselling opportunities, and drive loyalty. This holistic view not only supports superior customer service but also informs strategic decision-making and fosters long-term growth.

Key Features

Segmentation and Targeting

Enables segmentation of customers based on various criteria to deliver targeted messages.

Real-Time Data Integration

Facilitates real-time data exchange between systems, ensuring timely and accurate information flow.

Advanced Analytics

Offers advanced analytics tools to gain insights into asset performance, utilization, and trends

Risk and Compliance Management

Monitors and analyzes customer data to ensure compliance with regulatory requirements

Unified Customer Profiles

Combines data from social media, email, phone, in-branch visits, and other channels into comprehensive customer profiles

Enhanced Security

Implements robust security measures to protect sensitive customer data

Personalized Recommendations

Generates tailored product and service recommendations for each customer

Customer Interaction History

Maintains a complete history of all customer interactions across various channels

Key Benefits

Operational Efficiency

Streamlined processes and targeted efforts reduce waste and optimize resource allocation.

Competitive Advantage

Advanced analytics provide a deeper understanding of customers, offering a competitive edge.

Enhanced Customer Experience

A holistic view allows for personalized interactions, improving overall customer satisfaction

Regulatory Compliance

Ensures adherence to regulatory requirements for customer feedback and satisfaction metrics

Increased Sales Opportunities

Better understanding of customer needs leads to more effective cross-selling and upselling

Proactive Risk Management

Identifies and mitigates potential risks based on comprehensive customer data

Improved Customer Retention

Relevant offers increase customer loyalty and reduce churn rates

Data-Driven Decision Making

Advanced analytics provide insights that inform marketing and sales strategies

Implementation Strategy

Advanced Analytics Tools

Implement sophisticated analytics tools and platforms to process and analyze CRM data.

Continuous Improvement

Regularly update the application based on user feedback and technological advancements.

Customer-Centric Culture

Foster a culture that prioritizes customer satisfaction and leverages data to enhance customer relationships.

Data Integration

Consolidate CRM data from various sources into a unified platform for comprehensive analysis.

Personalization Engines

Implement personalization engines that use customer data to tailor product recommendations and services.

Real-Time Updates

Ensure that the system supports real-time data updates to maintain an accurate and current view of the customer.

Secure Data Management

Apply robust security protocols to protect customer data and comply with data privacy regulations.

Training and Support

Provide training and resources for staff to effectively use the 360-degree customer view system.


Demographic InformationBasic customer details such as age, gender, occupation, and location.
Financial Products and ServicesInformation on all financial products and services the customer uses, including bank accounts, loans, credit cards, insurance policies, and investment portfolios.
Transaction HistoryDetailed records of all transactions, including deposits, withdrawals, transfers, payments, and investments.
Interaction HistoryLogs of all interactions with the customer, including in-branch visits, phone calls, emails, chat sessions, and social media engagements.
Behavioral DataInsights into customer behavior patterns, such as spending habits, saving trends, and online activity.
Feedback and SurveysCustomer feedback and survey responses that provide insights into their satisfaction and expectations.
Risk and Compliance DataInformation related to risk assessments, compliance checks, and regulatory adherence.
Customer PreferencesData on customer preferences regarding communication channels, product choices, and service options.

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Microsoft Dynamics 365 Business Applications encompass a suite of powerful tools designed to streamline various aspects of business operations. Dynamics 365 Customer Engagement (CE) focuses on enhancing customer relationship management through integrated applications for sales, customer service, marketing, and field service. It excels in scalability, flexibility, and integration capabilities, allowing organizations to tailor solutions to their specific needs. In tandem, Dynamics 365 Finance & Operations (F&O) offers robust financial management and operational capabilities, supporting complex financial processes, supply chain management, manufacturing, and human resources. Dynamics 365 Business Central further extends functionality with comprehensive ERP capabilities tailored for small to medium-sized enterprises, encompassing financial management, supply chain, sales, and service management. Partnering with specialized firms like Cubic Information Systems in the Banking, Financial Services, and Insurance (BFSI) sector enhances the power of these applications. Cubic Information Systems leverages its expertise to customize Dynamics 365 Business Applications, ensuring seamless implementation and optimization of CRM, ERP, and operational processes specific to BFSI regulations, customer engagement, and operational efficiency. This collaboration empowers organizations to achieve greater agility, compliance, and customer satisfaction within the BFSI industry.

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Customer 360 Management

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