Across the world, wealth is becoming more digital, mobile, and fast-moving — but client onboarding hasn’t caught up.
The Global Disconnect
- The average onboarding time in AWM is still 26 days (Deloitte, 2023)
- Yet 63% of global HNWIs say they expect onboarding to take less than one week (Capgemini WWR, 2024)
- 53% of clients abandon the process if onboarding feels complex, repetitive, or delayed (EY, 2023)
This is not a regional problem — it’s an industry-wide wake-up call. Whether in the UK, UAE, Nigeria, or Singapore, wealthy clients now benchmark onboarding against fintechs and digital banks, not legacy processes.
The Global Client is Mobile — Your Onboarding Must Be Too
Today’s HNWI clients:
- May reside in one country, hold assets in another, and travel across three
- Expect digital-first onboarding with region-specific compliance built-in
- Drop off when asked for redundant documents or lengthy forms
If onboarding isn’t fast, secure, and personalized — globally — you’re already behind.
What Leading Firms Are Doing
Modern wealth firms are:
- Using geo-aware onboarding tools to adapt flows based on country
- Automating KYC, AML, and data consent to comply across jurisdictions
- Offering onboarding in multiple languages with digital document capture
How Cubic Helps Globally
Cubic Systems supports digital onboarding across 30+ global jurisdictions with:
- Multi-country compliance logic (e.g., GDPR, NDPR, UAE-CBUAE, FATF)
- Dynamic form rendering based on client geolocation
- Secure document capture and e-signatures
🔗 See how Cubic supports global onboarding [Link]
📩 DM us to unify onboarding across borders — without the friction.