Compliance Without the Bottlenecks: How OCR is Reinventing RegTech for Banks 

Posted June 13, 2025

Published by admin

Posted June 13, 2025

In today’s risk-heavy landscape, compliance isn’t negotiable—but it doesn’t have to be a burden either. 

Across MENA and Africa, banks face rising regulatory demands—from real-time KYC to cross-border AML checks. Yet manual document processing remains the norm, slowing operations and increasing risk exposure. 

A PwC Middle East survey (2024) shows that 58% of FSIs cite document review as their biggest compliance bottleneck. 

The solution? OCR technology—at the heart of next-gen RegTech. 

 

The Cost of Manual Compliance 

  • According to Thomson Reuters, global compliance costs have surged by over 60% in the past five years 
  • In MENA, banks spend up to $20 million annually just to stay compliant (Bain & Company, 2023) 
  • Errors from manual data entry remain a top 3 cause of regulatory fines, especially in onboarding and customer due diligence 

 

OCR’s Role in Smart Compliance 

OCR enables banks to: 

  • Digitize and extract key info from IDs, passports, contracts, and source-of-funds docs 
  • Cross-verify customer data instantly against watchlists and blacklists 
  • Generate audit-ready trails with zero manual entry 

A recent IDC study shows that banks using intelligent document processing cut audit preparation time by up to 75%. 

 

Why Cubic Builds OCR into Compliance Platforms 

Cubic’s platforms embed OCR into every stage of the compliance lifecycle: 

  • KYC and KYB onboarding 
  • Transactional monitoring 
  • Complaints resolution and audit reporting 

With OCR, banks no longer chase compliance—they build it into their core operations. 

 

Want to simplify your compliance stack? 

Get faster, error-free documentation, smarter screening, and real-time regulatory reporting—all powered by OCR. 

Talk to Cubic today and see how RegTech meets reality. 

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