Retail Mobile & Internet Banking
Deliver secure, connected mobile and web banking experiences customers can rely on.
Everyday digital banking without the friction.
Cubic connects secure mobile and web banking with the everyday service customers expect.
This product is compatible with Islamic and Digital Banks
The friction behind digital banking.
Separate digital journeys and service processes can create a fragmented customer experience.
Disconnected digital journeys and service processes create a fragmented user experience.
Inconsistent mobile and web interfaces reduce overall customer digital adoption.
Opaque self-service options drive preventable, low-value calls into support channels.
Weak continuity between digital banking and back-office workflows stalls fulfillment.
Fragmented touchpoints complicate account management and lower customer satisfaction.

How it helps.
Retail Mobile & Internet Banking helps banks deliver connected digital access across both web and mobile channels.
Delivers connected self-service access across web and mobile banking channels.
Strengthens channel continuity to ensure a seamless customer journey across touchpoints.
Improves digital usability to drive higher customer engagement and platform adoption.
Connects frontend digital banking directly with backend fulfillment workflows.
Reduces branch and call center volume by streamlining everyday self-service tasks.

Core capabilities.
The building blocks for clearer, more controlled execution.
Digital self-service access
Support everyday account, service, and transaction activity across mobile and web.
Journey continuity
Connect digital banking with onboarding, requests, and related customer workflows.
Customer convenience
Improve usability, visibility, and access consistency across channels.
Engagement support
Keep customers active through stronger digital experience continuity.
Outcomes that matter.
Measurable progress in speed, control, and customer experience.
55%
Better digital adoption.
50%
Improved self-service usage.
45%
Lower service handling effort.
40%
Stronger customer convenience.
Talk to Cubic about Retail Mobile & Internet Banking.
Tell us where Retail Mobile & Internet Banking needs to work better. We will help you identify the right next step.

A practical conversation, not a sales pitch.
Share the priority you are working through, and we will help you find the right starting point.
FAQ
Why combine mobile and internet banking in one product?
Because the new structure treats digital access as one connected customer-channel capability across mobile and web touchpoints.
Can it support broader customer journeys beyond transactions?
Yes. It is designed to connect everyday banking access with onboarding, service, and relationship journeys.