Reinvent Banking from Disconnected to Unified. How ?

WORX unified digital platform by Cubic
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Shaping the Future of Digital Transformation

A scalable, AI-powered all-in-one digital platform built on Microsoft Dynamics 365, tailored for the BFSI sector— empowering retail and corporate back, middle, and front office teams, as well as customer-facing channels.

WORX for BFSI employees
One Platform. One Interface.

WORX brings every user — from RM to call center to marketing — onto a single, intuitive platform with the same look and feel across all employee journeys. From onboarding to daily banking, customers enjoy a seamless experience across mobile, web, and kiosk — with zero friction.

WORX for BFSI customer channels
One Journey. Every Channel.

From onboarding to daily banking, customers enjoy a seamless experience across mobile, web, and kiosk — with zero friction.

Worx for Retail & Corporate Banking

AI-powered, scalable solutions that streamline operations, boost customer engagement, and drive agile innovation across the banking value chain.

Worx for SMEs Banking

Agile, personalized solutions for fast onboarding, intelligent lending, and efficient digital engagement—empowering banks to better serve the SME segment.

Worx for Insurance

Streamlined policy and claims management with personalized customer experiences—driving innovation, efficiency, and agility across the insurance lifecycle. Streamlined policy and claims management with personalized customer experiences—driving innovation, efficiency, and agility across the insurance lifecycle.

WORX for Financial Institutions

Modular, scalable solutions that boost efficiency, ensure compliance, and deliver personalized experiences—driving innovation across the financial ecosystem.

AI where it matters most
  • Next Best Action & Product recommendations for smarter selling.
  • AI Credit Scoring for faster, smarter lending decisions.
  • Virtual Assistants to support employees with campaigns, insights & knowledge.
  • AI Chatbots to guide customers — new or existing — across channels.
  • Campaign Intelligence to analyze and optimize performance.

Why to choose Cubic?.

We build with modularity for rapid deployment and customization, driven by innovation, customer-centricity, and integrity. With a strong focus on agility, security, and trust, we empower financial institutions to adapt, scale, and deliver lasting value.

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