Nigeria’s Financial Sector: 2024 Insights, Challenges & Expectations
Nigeria’s BFSI (Banking, Financial Services & Insurance) industry is undergoing a profound shift—spurred by digital disruption, regulatory pressures, and a growing demand for inclusive, real-time services. In a region where informal banking has historically dominated, new technologies and investment flows are helping close the gap between traditional finance and the digital future. Market Momentum & […]
Making Digital Advisory Work for Smaller Wealth Firms
Digital-first investors are reshaping financial services. But while large institutions are surging ahead with AI and robo-advisory platforms, many smaller firms feel left behind. The reasons are clear: high implementation costs, complex systems, and a lack of internal digital expertise Key Fact: The Digital Advisory Boom Robo-advised assets hit $1.8 trillion globally in 2023 […]
Mind the Skills Gap: Why Digital Fluency Is Non-Negotiable for Financial SMBs
Small and mid-sized banks and insurers are doubling down on digital transformation. But even the best tech investments fall flat without one critical ingredient: a digitally fluent workforce. The Reality Check A recent PwC survey revealed that 60% of financial services leaders believe the digital skills shortage is holding back their transformation goals. The problem […]
Culture, Not Code, Is the Critical Factor in BFSI Digital Transformation
Financial institutions are investing billions in modernization—ERP platforms, AI-powered analytics, cloud-based CRMs, and more. Yet, only 34% of digital transformations achieve long-term success, according to McKinsey. The disconnect lies not in the technology stack, but in the organizational culture surrounding it. Where Transformation Breaks Down Most BFSI organizations make the same mistake: they treat […]
Unlock Agility & Efficiency with Dynamics 365 Finance & Operations
Driving Financial Agility with Dynamics 365 Finance & Operations: How Cubic Empowers Transformation In today’s highly competitive and digitally-driven financial landscape, organizations must go beyond traditional systems to remain agile, scalable, and data-informed. Finance and operations teams are no longer just back-office functions—they are strategic partners in business growth. Enter Microsoft Dynamics 365 Finance & […]
Breaking the Legacy Barrier: Why Outdated Policy Admin Systems Are Holding Back Insurance Innovation
In an age of rapid digital innovation, the insurance industry is under growing pressure to modernize. Customers now expect seamless, personalized, omnichannel experiences, and insurers are seeking to respond with new digital tools, products, and services. But there’s a silent barrier slowing down this transformation: Legacy policy administration systems. These systems—many built decades ago—form the […]
Ha-Shem Limited Partners with Cubic Information Systems
Ha-Shem Limited Partners with Cubic Information Systems to Propel Africa’s Fintech Revolution [March 2025] Lagos, Nigeria – [March 2025] – Ha-Shem Limited, a leading Nigerian IT solutions provider, has announced a strategic partnership with Cubic Information Systems, a Dubai-based innovator in digital financial solutions. This collaboration aims to harness the burgeoning fintech landscape in Africa, […]
Enterprise Computing Ltd Partners with Cubic Information Systems
Enterprise Computing Ltd Partners with Cubic Information Systems to Accelerate Digital Transformation for Financial Institutions Across Africa March, 2025 [Dubai, UAE] – [March, 2025] – Enterprise Computing Ltd (ECL), a leading provider of IT solutions for the Banking, Financial Services, and Insurance (BFSI) sectors, has entered into a strategic partnership with Cubic Information Systems, a […]
Navigating the Digital Transformation Challenge – How Cubic Helped a Leading Bank Secure Its Future
Introduction: The Digital Banking Evolution As financial institutions embrace digital transformation to meet growing customer expectations, they face a rising tide of cybersecurity threats. More digital services, while enhancing convenience and operational efficiency, create more entry points for cybercriminals. A leading global bank recently found itself confronting this challenge head-on as it modernized its infrastructure […]
Modernizing Legacy Core Banking Systems
How banks can drive innovation and operational efficiency 6 min read The banking and financial services industry is experiencing rapid digital disruption. Evolving customer expectations, regulatory pressure, and fintech competition are reshaping the landscape. Yet, for many traditional banks, legacy core systems remain a major obstacle to progress. These aging infrastructures, once foundational, are now […]